PHOENIX (3TV/CBS 5) — All the things today is far greater than only a yr in the past. Hire, meals, and even leisure appear so unaffordable. However there are some intelligent methods to chop again on small bills that may make a big effect in your finances.
At this time on the On Your Facet Podcast we’re speaking to Andrea Woroch. She’s a nationally acknowledged money-saving knowledgeable who divulges cool ideas you probably by no means considered earlier than.
LISTEN & SUBSCRIBE
Out there Now: Stream | Apple Podcasts | Spotify | Amazon Music | Stitcher | Google Podcasts
MORE EPISODES
Shopping for a Pre-Owned Electrical Car: Ever since gasoline costs began to spike, electrical autos have been a sizzling matter. Up till now, a lot of the dialogue has centered on new autos. However what about used EVs? Pre-owned electrical autos can prevent a big sum of money, and it could be a good suggestion. However shopping for used EVs can include dangers that may value you down the highway. On this episode, we’re joined by Scott Painter, the founder and proprietor of Autonomy, an organization that enables customers to subscribe to electrical autos. He’ll let you know what to search for when shopping for a used EV to keep away from any pitfalls.
Employers struggling to rent and retain staff: Are you searching for a job or perhaps considering of fixing careers? You’re not alone. The U.S. simply added greater than 260,000 jobs final month. And the Labor Division says common hourly earnings rose 5% from a yr in the past. So the labor market may look optimistic. However why are firms struggling to maintain staff, and what are completely different industries doing to maintain their staffing the place they must be? At this time, we’re speaking to Doug Corridor with SK Meals Group. It’s a nationwide firm that prepares and ships sandwiches and wraps. He inform us the ups and downs his trade has gone by rent and retain staff.
Inflation’s affect on pet care: Inflation has precipitated the costs of nearly the whole lot we purchase to go up drastically. We find out about groceries and gasoline, however what about pet care? Pet house owners already pay round $3,500 per yr on pet care, however that quantity appears to be going up as effectively. On this episode, we’re speaking to Doug Patriquin, co-owner of Dr. Kelly’s Surgical Unit. He tells us how one can preserve your pet finances underneath management.
Easy methods to Enhance Your Credit score Rating: Have you ever checked your credit score rating recently? It’s one thing we must always all regulate, particularly earlier than making use of for a bank card or mortgage. In case your credit score rating is 740 or above, you’re thought of to have a reasonably good rating, that means collectors ought to reward you with a decrease rate of interest. So on this episode, we’re speaking to Brian Larsen. He’s with WaFd Financial institution’s Retail Division. He tells us the typical credit score rating in America proper now could be 716, which is definitely an all-time excessive. However he has some ideas and options to get you over that 740 mark.
The price of having fun with sports activities: Baseball season is wrapping up. Soccer season is underway. And we’re speaking about sports activities spending. From children’ leagues, to tickets, merchandise, meals and fantasy leagues, followers plan to spend a whole bunch of {dollars} this fall. And a brand new survey exhibits some are prepared to tackle debt for his or her favourite sport. So right this moment we’re speaking with LendingTree’s Matt Schulz who breaks down how a lot we’ll really spend and the right way to higher finances for the sports activities we are able to’t stay with out.
Scammers stealing properties and down funds: Think about being within the course of of shopping for or promoting a house. It may be an thrilling time, however it can be worrying. Scammers know that, and so they’re utilizing a really misleading follow to both steal your down cost, make off together with your sale proceeds or in some instances…steal your property proper out from beneath you. Sounds loopy, however it’s occurring throughout the nation, together with right here in Arizona. So, right this moment we’re speaking to Samuel Doncaster. He’s the lead legal professional for a legislation agency known as Fraud Fighters. He is aware of precisely how these scams work and he’ll give us all the knowledge you have to preserve from shedding what is perhaps your life financial savings.
Christmas Procuring and the Provide Chain: It’s that point of yr when people begin trying ahead to Halloween, Thanksgiving, and naturally, Christmas. Looking for that excellent present stands out as the furthest factor out of your thoughts proper now, however in right this moment’s world, it ought to be on the high of your listing. Apparently, retailers are going through some massive stock challenges and trying to transfer product. This might imply massive financial savings for shoppers. So, right this moment we’re speaking to Adam Davis. He’s the managing director for Wells Fargo Retail Finance. What he has to say will in all probability change the way in which you do your vacation buying.
Why are so many school college students leaving school? No medical insurance: A current examine discovered that 30% of Arizona college students aren’t returning to school this yr due to the coronavirus. The truth is, greater than 150,000 college students cancelled all school lessons in Arizona alone. One motive behind the main departure is that many school college students simply don’t have medical insurance to cowl medical bills, significantly COVID-related bills. Since many faculties require some type of medical insurance to enroll, college students are compelled depart college. So, what do you if you wish to additional your schooling and simply can’t afford medical insurance coverage? At this time, we’re speaking to Nick Vinzant. He’s the senior analyst with www.QuoteWizard.com which is the most important privately held insurance coverage comparability firm. He says there are a number of choices for younger and older school college students to get insurance coverage with out having to depart college.
Are electrical autos best for you?: Extra drivers are thinking about proudly owning electrical autos. For a lot of households, EVs are nonetheless approach too costly. However there’s a new push to get extra EVs on the highway. Now, due to the Inflation Discount Act, tax credit for EVs have fully modified. So how do they work? Who qualifies? Who doesn’t? Are the credit sufficient? At this time, we’re protecting all of it with Jim Stack, the President of The Electrical Auto Affiliation in Phoenix.
Larger rates of interest resulting in spike in on-line mortgage scams: Larger costs are affecting nearly the whole lot we purchase, together with housing and transportation. The Feds not too long ago raised rates of interest to decelerate borrowing which is able to hopefully deliver down costs for shoppers. That makes the right alternative for scammers to benefit from you. So right this moment, we’re speaking to Zulfikar Ramzan. He’s the chief scientist at Aura, an internet safety firm that helps stop shoppers from being scammed on-line. He tells us his firm has seen a dramatic uptick in mortgage and rate of interest scams tied to inflation. He’ll additionally inform us how the scams work and what you have to look out for to forestall getting ripped off.
Inside a scammer’s “Bible” to tearing off victims: Would you wish to get into the thoughts of a scammer? You possibly can. A Nigerian conman has flipped sides and is sharing lots of his untold secrets and techniques with David McClellan of Social Catfish, a web site devoted at stopping romance scams. The scammer exposes all of the do’s and don’ts of utilizing the “Romance Rip-off” to be able to dupe lonely ladies. All the main points are in a handbook known as a “Scammer’s Bible” which explains the right way to rip off victims. McClellan tells On Your Facet how precisely what’s within the handbook so victims know what to look out for. Click on right here for more information
The explanation spam texts are rising: Robocalls have gotten much less of a menace to shoppers, and the dreaded rings from unknown numbers are dropping. However based on a brand new report, the variety of robotic texts flooding telephones is skyrocketing. So, right this moment, we’re speaking with Teresa Murray. She is a client watchdog for Arizona Public Curiosity Analysis Group Training Fund, and he or she helps On Your Facet break down current legal guidelines which crack down on robocallers and now textual content scams. We additionally speak about the right way to shield your self from scammers who conceal behind cellphone calls and textual content messages.
Overcoming Journey Frustrations: The pandemic crushed the airline trade and prevented many vacationers from flying. However evidently has all modified. A brand new report signifies much more persons are flying and even driving to locations. Nonetheless, vacationers say they’re annoyed with airways, with 80% of passengers saying they’ve had a current destructive expertise. On this episode we’re speaking to Tim Rossman, an trade analyst with Bankrate.Com. His new report reveals some beautiful numbers in the case of how many individuals are touring today and what impact it’s having in case you’re attempting to get someplace.
Shoppers and Small Claims Court docket: Have you ever ever been ripped off by somebody and have been so mad you needed to take them to small claims court docket? It occurs on a regular basis, and many individuals resolve to not undergo with it as a result of they don’t know the way the method works. Going by the court docket course of is definitely simpler than you’d assume. That’s why we’re speaking to the Honorable Gerald Williams who serves as justice of the peace for one in every of Maricopa County’s precincts. He’ll break down all of the do’s and don’ts of submitting a small case lawsuit and supply useful tricks to get your case heard.
Fourth of July Meals Costs: America might be turning 246 years previous on July 4th. To rejoice, lots of you on the market will in all probability have some type of get-together that may little question contain meals. Meals costs on this 4th of July are up 11%, and relying on what you intend on cooking for the vacation will actually have an effect on your pockets. So right this moment, we’re speaking to Karol Flynn. She’s the Meals and Agribusiness Trade Advisor for Wells Fargo. She tells us what 4th of July meals gadgets you may need to keep away from as a result of their sharp improve in worth and what different gadgets you may need to contemplate that gained’t break the financial institution on your vacation get together. Spoiler alert: Shrimp is reasonable!
Credit score Card Crunch: A brand new report says almost 75% of Individuals have wanted bank card debt recommendation. Nonetheless, half of them by no means sought out that recommendation and due to that, many shoppers have discovered themselves digging deeper and deeper into debt. At this time, we’re speaking to Jim Triggs of Cash Administration Worldwide. It’s a non-profit group that helps shoppers navigate by the powerful monetary world by empowering and serving to folks to stabilize their cash issues .
Overstock Points: Provide chain issues have been persistent, however now retailers have a brand new drawback of getting an excessive amount of…of the incorrect stuff. On this episode, we’re speaking with Leslie Bush, a advertising and marketing professor at Arizona State College. She breaks down what’s behind the change in client conduct and what it means on your subsequent buying journey.
How a lot cash you have to retire: 1,000,000 {dollars} appears like some huge cash, and it’s! However today, is it sufficient cash so that you can retire? Years in the past, one million {dollars} to save lots of for retirement was at all times a purpose for a lot of however not anymore. Specialists say to stay comfortably, it’s important to increase the bar and put extra money away. So, we’re speaking to Stewart Willis. He’s a monetary knowledgeable with Asset Preservation Tax and Retirement. He tells us how a lot we have to retire, how a lot we must always have in our retirement accounts proper now relying on age and different monetary tricks to preserve you fiscally sound.
The (nonetheless) pink sizzling actual property market: The actual property market continues to be pink sizzling, however mortgage rates of interest are going up. On this episode, we’re speaking with Trevor Halpern, a Phoenix-based actual property agent, about what’s occurring available in the market, if there’s a slowdown in residence gross sales on the horizon, and the way a lot competitors consumers will face within the coming months.
Budgeting for a marriage: Might by October is the most well-liked time of the yr to get married and persons are spending massive bucks to tie the knot. A current report signifies that {couples} spent $28,000 on common on their wedding ceremony final yr. This yr, it is going to be much more costly. So, right this moment we’re speaking to Stephanie Gilmore, regional banking district senior supervisor with Wells Fargo. She has some nice concepts and tricks to preserve your wedding ceremony prices down so that you don’t begin off in debt.
Laptop Chip Scarcity: Arizona is poised to change into the semiconductor capital of the West and presumably america. The Copper State at present has 200 semiconductors firms and extra are being constructed. On the three On Your Facet podcast, we’re speaking to Tracey Latham. She at present is the U.S. Small Businesswoman of the Yr for Arizona and owns an organization that depends closely on semiconductors. She explains why is Arizona being chosen and what it should imply for the state’s financial system and labor power.
Full-time Retirement? Possibly Not: Many of us stay up for retirement. When that point comes and so they depart their job, they discover themselves, effectively…type of bored. However some folks, in addition to firms, have discovered an answer that advantages each the corporate and the retiree. It’s known as “phased retirement.” On this episode of the three On Your Facet podcast, we discuss with Zanzibar Vermiglio of Zanzibar Enterprises about why human useful resource administrators like the concept of phased retirement. We’ll additionally focus on why many retirees are deciding to “unretire.”
School Scams: It’s that point of yr when school acceptance letters are beginning to pour in for fogeys and their kids. It sounds thrilling, and scammers know that. With all of the hype, it’s the right time for conmen to take benefit and attempt to dupe potential victims once they least count on it. So, we’re speaking to Beau Friedlander. He’s an award-winning writer who’s been writing about cybercrimes and scams for 10 years. He tells us what to look out for in the case of enrolling college students into school, as a result of the scammers will goal you over the Web, by the mail, and even over the cellphone. MORE INFO: https://hyperlink.chtbl.com/CCUnCylF?sid=3onyourside
Cashing in on collectibles: From cash to toys and buying and selling playing cards, most collectors assume their collections will repay. Ismat Mangla from Enlarge Cash joins us to interrupt down who’s accumulating what, how a lot they’ve spent alongside the way in which, and whether or not the collections ever repay.
The perfect (and worst) frequent flyer packages: It seems like persons are flying extra today, and that’s elevating airfare. In March, airfare went up greater than 5%, marking the third largest bounce in 20 years. To deliver the price of airfare down, many vacationers depend on frequent flyer packages however some are higher than others. On this episode, we’re speaking to Jill Gonzalez with WalletHub, who evaluated frequent flyer packages for every airline. She’ll break down all of the flyer packages to let how one can get probably the most out of every one. MORE INFO HERE.a
Paying off your pupil loans: Forty-six million Individuals are in debt as a result of pupil loans, with these money owed totaling greater than $1.8 trillion. That works out to the typical borrower owing greater than $35,000. How do you even begin a down cost on one thing like that? On this episode, we’re speaking to Andrew Pentis with Pupil Mortgage Hero and Lending Tree. He’ll break down which states have the largest loans, which universities carry probably the most pupil debt, and extra importantly, the right way to repay your loans.
Shock prices; children & credit score: Have you ever ever noticed a shock cost in your credit score or debit card? Is your child guilty? A brand new LendingTree survey reveals nearly half of fogeys say they’ve caught their kids secretly spending. Others knowingly permit their kids to borrow their playing cards and remorse it. On this episode, we’re speaking with Matt Schultz, the chief credit score analyst at LendingTree about the right way to train kids about credit score.
Jet Gas Costs: We’re all effectively conscious of the spike in gasoline costs and the way it’s affecting your pockets. However what does it imply for airfare? Identical to automobiles, airways want gas for his or her planes. So, how is the Russian-Ukraine struggle affecting what you pay for airfare. For the reply, we’re speaking to Scott Keyes of Scott’s Low-cost Airfare. He’s an airline analyst and he’ll inform us what to anticipate concerning your upcoming holidays and the way oil costs may play a significant factor in what you pay for airline tickets.
Automobile Shopping for Ideas: The chip scarcity for brand spanking new automobiles continues to be ongoing. So, how lengthy will it final, and the way is it affecting shoppers in addition to automobile sellers? At this time, we’re speaking to Karl Brauer. He’s an auto analyst with Iseecars.com and has additionally labored for Kelly Blue Guide, Auto Dealer, and Edmunds. Because of the chip scarcity, he’ll inform us what new automobiles are hottest available on the market, what used automobiles are persuading shoppers to purchase on this time of uncertainty, and what used automobiles final the longest.
Ache on the Pump: The price of gasoline goes up. At this time Patrick De Haan, the pinnacle of petroleum evaluation for Fuel Buddy, is becoming a member of us. He has the explanations behind what’s driving gasoline costs and talks about if we are able to count on any aid on the horizon, significantly since Russia’s current invasion of Ukraine? De Hann says get ready–$4.55 a gallon may be very doable for Arizonans. Head to gasbuddy.com to search out the most cost effective gasoline close to you.
Maximizing Your 401(okay): Many firms supply their staff a 401(okay) plan to assist put together for his or her retirement years. Nonetheless, many staff select to not enroll, and they’re leaving cash on the desk. Some huge cash. On this episode, we’re speaking to Ted Schmelzle, a retirement knowledgeable from Securian Monetary who tells us why it’s throwing away cash in case you don’t contribute. Plus, he offers tricks to develop your cash quicker.
Wage Negotiations: Persons are leaving their present jobs in numbers we haven’t seen earlier than. It’s known as the “Nice Resignation.” However once you’re provided a brand new job, how do you deliver up the subject of wage with out being awkward? And the way do you comfortably ask for a greenback quantity that works for you? At this time, we’re speaking to Andres Lares. He runs an organization known as Shapiro Negotiations Institute, a agency that has represents on a regular basis staff and even NBA groups. He explains the right way to ask for the correct wage or perhaps a increase at your present job.
Love and cash: Valentine’s Day is right here and “Love is within the Air.” Or is it? A current report by Private Capital reveals 57% of U.S. adults ay the pandemic has elevated monetary stress of their relationship. At this time, on the three On Your Facet podcast, we’re speaking to Krista Aliga, a monetary advisor with Private Capital. She explains why cash is inflicting some folks to fall out of affection and what steps you possibly can take to get make issues proper.
Saving on Tremendous Bowl meals: The massive recreation is nearly right here, so it’s time to plan on your massive Tremendous Bowl unfold. However your recreation day meals and snacks are going to value you much more this yr. So right this moment, we’re speaking to Karol Flynn with Wells Fargo. She’ll assist present you the perfect buys in the case of Tremendous Bowl meals, plus some nice tricks to save the subsequent time you head to the shop.
Elevating your resume: Searching for a job? You then’ll want a fantastic resume to face out from the opposite candidates. On this episode, we’re speaking to Jeff Hyman, writer and CEO of Recruit Rockstars. He has nice ideas to boost your resume and land the job you need.
Maximizing your bank card perks: What number of bank cards do you might have? Regardless of the quantity, your playing cards could have perks you don’t even find out about. About 30 p.c of Individuals who’ve rewards playing cards have made no effort to benefit from their factors or perks that they could have. On this episode, we’re speaking with Doug Milnes, Chief Monetary Analyst with MoneyGeek.com. He has some shocking info in the case of you and your bank cards.
Tax submitting season is right here: It’s nearly tax time, and in case you’re like hundreds of thousands of Individuals, you’re anticipating a refund. On this episode, Gary Harper and Susan Campbell discuss with Mark Steber, the Chief Tax Data Officer at Jackson Hewitt, about new deductions, adjustments this tax season, and potential IRS delays.
2022′s financial outlook: On the subject of the financial system, what can we count on in 2022? Inflation is rising at a tempo we haven’t seen in 40 years, client costs are greater, and rates of interest are inching up. On this episode, we discuss with Greg McBride, Chief Monetary Analyst for BankRate.com. He outlines what he see in 2022′s financial system, whether or not we are going to see it blossom, or if it should value us extra money.
Health club Memberships: We discover ourselves in a brand new yr as 2022 is formally right here, and one well-liked New Yr’s decision is to get into higher form. However is becoming a member of a gymnasium the appropriate resolution? And in case you do be a part of, what ought to in the case of contracts and the way a lot you pay? At this time, we’re speaking to Jim Bathurst. He’s a health coach from Nerdfitness and he’s within the enterprise of getting folks into form and losing a few pounds. He’ll break down the do’s and don’ts of becoming a member of a gymnasium and what you have to look out for.
Vacation present returns: The hustle and bustle of Christmas buying is in full swing and plenty of purchases might be made on-line. However what do you do if somebody offers you an internet present and you have to return it? It could be tough or not possible. At this time, we’re speaking to Jill Emanuel. She’s an authorized monetary coach with Fiscal Health. She’s been serving to shoppers to save cash and navigate by sophisticated matters for years. She has all of the do’s and don’ts of returning vacation purchases efficiently.
Harmful toys: Vacation buying is in full swing, and for teenagers, toys are on the high of the listing. However watch out as a result of a few of these toys could possibly be harmful. At this time on the three On Your Facet podcast, Gary and Susan discuss with Hannah Rhodes. She’s a Shopper Watchdog affiliate with the Arizona PIRG Training Fund. From counterfeit toys to good toys and toys which are too noisy, she is breaking down precisely what to look out for to maintain your loved ones secure this vacation.
Is insurance coverage bundling the way in which to go?: One expense many client have, however don’t take note of, is insurance coverage. Dwelling, auto, renter, and extra, there’s insurance coverage for nearly the whole lot. Does it actually save? And the way a lot are you able to save in case you bundle? On this episode, we’re speaking to Mark Fitzpatrick from Cash Geek. They’ve dozens of specialists who analyze all types of statistics and crunch the newest numbers. They discovered bundling may prevent a bunch of cash.
Setting and reaching your 2022 monetary targets: We’re developing on the tip of the yr quickly and which means 2021 will formally be within the historical past books. Trying again, how do you assume you probably did financially? Did you begin a retirement fund or financial savings account? When you’ve got a 401(okay), did you improve how a lot you contribute and are you glad financially? 3 On Your Facet’s Gary Harper talks to Leslie Tayne. She’s an writer of a bestselling guide concerning funds. She’s additionally an legal professional who makes a speciality of client and debt decision. She talks about what monetary targets it is best to take into consideration to make 2022 one in every of your greatest years ever.
Hanging Christmas lights safely: Christmas is nearly right here, and which means timber and lights! However that mixture could be harmful in case you show your lights the incorrect approach. To maintain you secure, we’re speaking to John DeCosmo, an knowledgeable who is aware of all about fixing damaged lights and hanging them safely.
Selecting a bottle of wine on your vacation get together: The vacations are shortly approaching, which suggests plenty of you is perhaps going to a vacation get together. And wine is among the extra well-liked gadgets that party-goers deliver. However what sort of wine? How a lot do you have to spend? And what’s a superb model to take with you? On this 3 On Your Facet Podcast, we’re speaking with Keith Beavers. He’s a self-described “wine geek” who’s been within the wine retail trade in New York for greater than a decade. He talks Wine 101 and provides us some all the way down to earth ideas for selecting a bottle of wine that may make a press release with out breaking the financial institution.
Present Playing cards: Individuals are sitting on billions of {dollars} in unused present playing cards, so are they actually a superb present to present? On this episode, we’re speaking with Ted Rossman, a senior trade analyst at CreditCards.com, about spending these unused present playing cards. He additionally has some concepts about what to do with present playing cards to shops or eating places you’ll by no means go to.
An $859 Billion Vacation Season: The vacation season is nearly right here and shoppers are anticipated to spend, spend, spend. The Nationwide Retail Federation is predicting vacation gross sales throughout November and December may balloon to $859 billion. On this episode, we discuss with Katherine Cullen, the senior director of trade and client insights at NRF, about provide chain challenges, monitoring down the right present, and why so many Individuals are buying early.
Provide chain points & when aid could come: Ongoing provide chain points appear to have nearly paralyzed client items throughout the nation. From canned items, to pc chips to auto elements, you title it, and so they all appear to be arduous to come back by. However what’s inflicting the kink within the provide chain and when will we see aid? On this episode, we discuss to Invoice Thayer. He’s an knowledgeable in logistics, retail, and e-commerce, and he’s additionally CEO of Fillogic, an organization that makes a speciality of transporting items from Level A to Level B. He has some fascinating perception about what’s happening with America’s provide chain and when it could finish.
Getting the perfect automobile insurance coverage for you: On the subject of saving cash, your automobile insurance coverage premiums ought to be on the high of your listing. But, almost half of shoppers have didn’t comparability store to see if they will get a greater deal. That’s what we’re speaking about on the three On Your Facet podcast. We discuss to Mark Fitzpatrick with MoneyGeek.com who will present you the way to buy automobile insurance coverage and get the perfect charge.
Automobile Rental Ideas: The price of renting a automobile has sky-rocketed during the last yr and a half. The truth is, in Hawaii, vacationers have been shelling out $4,000 every week simply to hire a automobile as soon as they flew in for his or her trip. On this episode, Gary Harper is speaking to Willis Orlando, an analyst with a journey web site known as Scott’s Low-cost Flights which investigates journey prices like renting a automobile. He’ll clarify why automobile leases have change into so ridiculously excessive and when rental charges will come down.
Avoiding vacation monetary hangover: Almost half of Individuals carry some type of bank card debt, with a mean steadiness of $6,200. Sadly for a lot of shoppers, that quantity will improve come the vacations. So on this episode, Gary is speaking to Kelsa Dickey, an authorized monetary coach who’s been serving to to dig folks out of debt for years. She’s going to inform us what we are able to to beginning right this moment to be able to keep away from a monetary hangover after the vacations.
Watch out for flooded automobiles on the market: Thank goodness Hurricane Ida is behind us, however she left a path of destruction. The truth is, Ida left $95 billion price of harm in Louisiana and surrounding states and far of that destruction was precipitated to automobiles. Sadly, lots of these water broken autos might be cleaned up and bought to unsuspecting shoppers across the nation. At this time we’re speaking to Patrick Olsen from Carfax. Carfax has entry to round 20 billion data for autos, and so they gather the knowledge from round 100,000 completely different sources to find out if a automobile has been in an accident, if the odometer has been rolled again, or on this case, if the automobile you’re considering of shopping for has been waterlogged from a hurricane.
Sextortion Alert: It’s a type of web bribery that has victimized numerous folks. The weather are intriguing. They contain romance, pictures, lies, and ultimately cash. Some huge cash. Gary Harper is speaking to Nate Warfield a former web hacker who ultimately used his abilities to assist folks and firms to guard themselves whereas on-line. Warfield is right here to inform us about one thing known as “sextortion” and what you have to do to guard your self towards it.
FEMA COVID-19 Funeral Help: Almost 600,000 Individuals have misplaced their lives to Covid-19. It’s horrible information, and plenty of family members paid out of pocket for these funerals. However why? Notably when the federal authorities has put aside cash to pay for these providers. On this episode, Gary Harper is speaking to Ed Michael Reggie, CEO of Future Manufacturing facility and a recognized client advocate and knowledgeable within the funeral trade. He explains particulars of this system and says many individuals simply don’t find out about it and what’s wanted to qualify.
The Grocery store Guru: On this episode, Gary Harper is speaking about one thing that impacts almost everybody throughout the nation and that’s rising meals costs. To interrupt issues down, Gary talks to Phil Lempert who’s generally known as the “Grocery store Guru.” Lempert is an writer, speaker and one of many main specialists within the nation in the case of following meals developments.
Skyrocketing Hire: Hire is rising, not solely in Phoenix, however all throughout the nation. On this episode, Gary Harper is joined by Jeff Andrews with Zumper, an house rental web site that displays rental developments. Andrews says nationwide hire went up 12% since this time final yr, and there’s no indication of taking place. Andrews explores the explanations behind the bounce. Gary is then joined by 3 On Your Facet producer Warren Trent to debate residence rental scams they’ve coated and ideas for shoppers to keep away from from being ripped off.
Nice Resignation: On this version of the three On Your Facet Podcast, Shopper Investigator Gary Harper talks about one thing that’s being known as the “Nice Resignation.” Apparently, extra persons are leaving their jobs now than ever earlier than. However what’s driving the mad exodus of leaving careers and beginning a brand new one?
A Raging “Scamdemic”: For this version of the three On Your Facet Podcast, Gary Harper talks to Jack Caporal, an analyst and author with The Ascent and The Motley Idiot analysis crew who has gathered statistics concerning COVID-19 fraud instances. Arizona shoppers have been swindled out of almost $10 million with a mean lack of $325. Caporal makes use of a time period “Scamdemic” whereas referring to the COVID-19 scams. Because the starting of the pandemic, American’s have filed over a half-million COVID-19 fraud reviews totaling over $480 million in accordance the Federal Commerce Fee. Arizona ranks No. 13 within the U.S. in the case of COVID-19 fraud instances, California tops all states with COVID-19 fraud losses totaling extra $65 million.
Defending Your Privateness: Gary Harper and Susan Campbell supply tricks to shoppers assist them shield their privateness in solely a matter of seconds. Lending their experience on privateness is Thomas Germain, a know-how author at Shopper Reviews. This 3 On Your Facet episode wraps up with Gary and Susan providing ideas for shoppers to assist keep away from falling sufferer to a typical trick crooks use to steal your cash, The Overpayment Rip-off.
Don’t get boxed in together with your transfer: On the subject of shifting, it’s among the many most complained about trade’s 3 On Your Facet get emails about. To assist expose the pitfalls, Gary Harper and Susan Campbell discuss to Ryan Charles, from an organization known as Rent a Helper who sheds gentle to assist shoppers from getting ripped off throughout their transfer. Gary and Susan wrap up this podcast phase speaking in regards to the pitfalls of shopping for sight unseen autos on-line.
Used automobile costs going by the roof: Should you’re fascinated with shopping for a brand new automobile, you may need to pump the brakes. Used automobile costs are by the roof with new automobiles typically getting full sticker costs on the lot. Emilie Voss is from Carfax and talks to Gary Harper and Susan Campbell in regards to the rising used automobile costs and what shoppers have to know in order that they don’t get taken for a trip. This 3 On Your Facet Podcast ends with Susan and Gary answering questions they steadily get from shoppers about steadiness billing complaints.
Watch out for Contracting Scams: That is the season the place monsoons can deliver damaging winds and rains for numerous residents. Summer season can be a time when scammers typically present up after a storm providing restore offers which are too good to be true. Jeff Wills, is Chief of Investigations on the Arizona Registrar of Contractors who talked to Susan Campbell and Gary Harper in regards to the Purple Flags shoppers must be aware of as scammers present up unannounced after a storm trying to separate you out of your hard-earned cash. This episode wraps up with Susan and Gary discussing complaints 3 On Your Facet typically receives about various kinds of cost scams. For instance, viewers inform us they could get a cellphone name from somebody who they consider is their utility firm, threatening to close off their utility in the event that they don’t pay a sure sum of money instantly. It’s a typical rip-off client steadily fall sufferer to.
Offers Take Flight: As summer season journey takes flight, 3 On Your Facet’s Gary Harper and Susan Campbell discuss to Scott Keyes, founding father of Scott’s Low-cost Flights. Keyes affords ideas for shoppers to assist them discover post-pandemic journey offers. The episode concludes with Gary and Susan answering viewer questions on Renters Rights. Data shoppers want to bear in mind in the case of landlord tenant disputes.
Navigating the Scorching Housing Market: Susan Campbell and Gary Harper take you on a home hunt with Phoenix, Arizona based mostly real-estate agent Trevor Halpern from Halpern Residential. Halpern helps consumers and sellers navigate the ultra-competitive housing market. 3 On Your Facet steadily receives quite a few emails from disillusioned shoppers about issues not coated by their Automobile or Dwelling Guarantee. The episode concludes with Susan and Gary providing ideas shoppers ought to consider earlier than agreeing to pay hundreds of {dollars} for a Automobile and/or Dwelling Guarantee.
Saving $1,000 on Any Wage: When you’ve got a need to learn to save $1,000 on any wage, Gary Harper and Susan Campbell have the reply. On this version of the three On Your Facet Podcast, they discuss to Deacon Hayes, a monetary knowledgeable and founding father of Effectively Stored Pockets, a monetary schooling firm that strives to enlighten shoppers throughout the globe by a private finance curriculum. This episode concludes with Gary and Susan answering viewer emails about their choices to assist the setting by including Photo voltaic panels to their properties. Whereas there are shoppers happy with going photo voltaic, there are issues shoppers want to bear in mind when deciding if they need to purchase or lease photo voltaic panels. For instance, leasing photo voltaic panels can last as long as 25 years, with escalating month-to-month funds.
Copyright 2022 KTVK/KPHO. All rights reserved.
